MyLinked® Annuity

You’ve built a nest egg, and you want to protect it. Modern Woodmen of America’s MyLinked® Annuity offers more growth potential than a fixed annuity without the risk of market losses. This is a single premium deferred annuity with index-linked crediting options. MyLinked® Annuity offers five savings choices. You can choose from a fixed interest track and four index-linked tracks. All designed to help you align your potential for growth with your risk appetite.

The choices offered can help you save with confidence, find the right risk balance, reach your savings goals and enjoy a happy retirement.

This annuity offers

A fixed track with an interest rate guaranteed for one-year terms.

This track offers a current interest rate, guaranteed for one-year terms. Your interest rate is subject to change each year but will never be less than the minimum guaranteed interest rate defined in your certificate.

Choice of growth and balanced index tracks.

The annuity tracks the performance of two indices designed by Franklin Templeton -- the Franklin US Core Index and Franklin US Core Balanced Index.

Tax deferral, which helps your money grow faster.

Any interest credited in this annuity is not taxable until withdrawn. Over time, the power of tax-deferral may result in greater retirement savings.

An optional guaranteed lifetime withdrawal benefit rider.

This rider has the ability to provide future retirement income. You may withdrawal up to the maximum annual withdrawal benefit each year. Withdrawals will decrease your account value. However, you’ll continue to receive the maximum annual withdrawal benefit for the rest of your life, even if the account value is exhausted. There’s an annual charge for this rider. You can terminate at any time.

This product is a contractual agreement between you and an insurance company. It does not directly participate or contribute to any investment, security, or index. Some track options may be subject to a track charge that is deducted from the track value at the beginning of each certificate year. The Cap, Participation Rate, and Track Charge Rate used in determining the Track Rate from the index are not guaranteed and are subject to change. Index-linked returns do not include the portion of returns generated by the underlying index that come from dividends, unless specified otherwise. All guarantees are backed by the claims-paying ability of Modern Woodmen. This annuity is issued on certificate and rider forms ICC23 FIA, ICC23 FIA-SCH, ICC23 PTPTR, ICC23 WWCR, and ICC23 GLWBR or a state specific variation where applicable. State variations may apply. This material is for informational purposes only. Please read your contract and disclosure statement for complete details of this annuity’s features. This material is not intended to provide tax or legal advice. Consult your tax or legal advisor before making a decision.